More Car-buying Tips

Let’s face it—car buying can be a hassle. Here are a few more tips to make your car-buying experience a little less painful.

Shop online.

Look for the car that best meets your needs and budget then schedule an appointment to look at the car at the dealership.


Unlike many other consumer goods, the price you see on the sticker is NOT the lowest price that a dealership can typically sell the car for. Agree on the net of your new car’s sales price and your trade-in value. The net between the price of your new car and the trade in is the only thing that matters when you are shopping. If you’re pre-approved with the bank, you can negotiate the net price without the hassle of financing through the dealer.

Don’t forget our summer auto loan sale!

Now that you have tools you can use to make an informed purchasing decision, you need financing. Check out our auto loan sale! We’re offering financing as low as 2.49% APR on a 36-month auto loan on vehicles model year 2009 or newer.* Apply today or stop by your local banking center for more information.

-Adrienne L., Marketing Specialist


*Assumes a 36-month fixed-rate term on a $10,000 loan for a vehicle 2009 model year or newer. Automatic payments from a Hillcrest Bank Checking Account required. Subject to credit verification. Rates are subject to change at any time. Rates for smaller loan amounts, or longer terms may be higher. Loan payment and APR can vary based on the loan amount, the term, and any fees. Rates not available for refinance transactions on loans currently held by Hillcrest Bank. All loans subject to approval.

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